Flexiti is a leader in consumer financing technology that offers retailers a modern and efficient way to drive significant increases in financed sales.

Flexiti provides consumer credit and point-of-sale financing solutions within a network of more than 3,500 big-ticket retail partners in North America.

Flexiti’s fully automated and paperless system adjudicates customer loan applications in less than 3 minutes with higher approval rates than competitors. This greatly simplifies the financing process, facilitates repeat purchases and builds brand loyalty for partner retailers. The technology is compatible with retailers’ existing sales management platforms and is easily scalable for growth.

Flexiti is led by Chief Executive Officer Peter Kalen, Chairman Anthony Lacavera and a senior leadership team with extensive experience in consumer financing, banking services, technology development and investment. The company’s competitive advantage is built upon the proven track record of its founding partners and its award-winning technology.


  • Flexiti’s point-of-sale financing solution assigns customers a revolving credit line rather than a single installment loan, which encourages repeat purchases. It’s a virtuous revenue model that simplifies shopping and builds brand loyalty.

  • Flexiti is the only provider of technology-enabled consumer financing in Canada with revolving credit solutions for retailers. It enjoys industry-leading user acquisition costs as low as 0.5% per transaction and loan losses of just 3.5%.